01
Add your income
When you get paid. How much you expect. Start with what you know.
BUILT AROUND YOUR PAYDAY
Control your
cashflow.
Your paycheck already has jobs.
Know where it needs to go—before you spend it.
Plan the bills. Make room for savings.
See what’s left until your next payday.
FYOUR PAYCHECK PLANEXAMPLE
NEXT PAYCHECK Sep 18 → Oct 2
$2,300.00
DUE BEFORE YOUR NEXT PAYDAY
RentSep 19$550
PhoneSep 22$205
InternetSep 25$73
Savings & goals$350
Available after planning$1,122.00
Your plan covers the next two weeks.
Every dollar, a little clearer.3 bills planned before October 2
Income arrives.Obligations get a plan.You see what remains.
ONE PAYCHECK. A CLEAR PURPOSE.
Watch your paycheck
find its place.
Bills first. A little for later. Room for life.
See how the pieces of a paycheck fit together.
01
Paycheck arrives
$2,30002
Cover upcoming bills
$82803
Set aside savings
$25004
Fund a goal
$100$0$500
Illustrative numbers only. This won’t change your budget.
Available after planned allocations$1,122$2,300 − $828 − $250 − $100
A DIFFERENT STARTING POINT
Your bills don’t care
what month it is.
Monthly totals tell part of the story. But a bill due Tuesday needs money before a paycheck arriving Friday.
Fluxa starts with the question you actually ask: “When do I get paid again?”
THE MONTHLY VIEW
“How much can I spend this month?”
Monthly income − monthly expenses
THE FLUXA VIEW
“What does this paycheck need to accomplish?”
This payday → obligations → what remains → next payday
FROM PAYDAY TO A PLAN
Four steps. Less guesswork.
02
Add your obligations
Bills, subscriptions, debt payments, and everyday spending.
03
Plan the paycheck
Give upcoming bills and savings a place before the next payday.
04
See what remains
Know what’s available after the allocations in your plan.
PLAN THE PAYCHECK
Your bills already have dates. Give them a paycheck.
See upcoming obligations, assign bill funding to a paycheck, and keep the next payday in view.
Build your planFLUXA / SAMPLE PLAN
Before next payday
3 billsRentSep 19$550
PhoneSep 22$205
InternetSep 25$73
Planned for this paycheck$828
MAKE ROOM FOR LATER
Future expenses deserve a place in today’s plan.
Use sinking funds for things you know are coming. Plan contributions and track money set aside over time.
Build your planFLUXA / SAMPLE PLAN
The next car repair
A little set aside, before it’s needed.
$620 / $1,00062% funded$100 planned this payday
WORK WITH REAL INCOME
Not every paycheck looks the same.
Set your pay schedule, add individual paychecks, and update expected and actual income when overtime, commission, or variable hours change the amount.
Build your planFLUXA / SAMPLE PLAN
Expected take-home pay$2,100Your starting point
Actual take-home pay$2,300Updated with overtime
Your plan can change when your paycheck does.
THE BIG PICTURE, BETWEEN PAYDAYS
A place for the plan.
A little space to breathe.
Your paycheck, upcoming bills, and money set aside—all in one view.
Fluxa / OverviewSample budget
A LITTLE MORE CLARITY
Your next two weeks, planned.
Next paycheck$2,300September 18
Planned allocations$1,178Bills, savings & goals
Available after planning$1,122Until October 2
Coming up before payday
RentSep 19$550
PhoneSep 22$205
InternetSep 25$73
A little now. Ready for later.
Car repair fund
$620 of $1,00062% FUNDED · ONE PAYCHECK AT A TIME
Illustrative Fluxa interface. All names and amounts are sample data.
WHY FLUXA?
Money doesn’t always arrive
once a month.
Your financial life happens between paydays.
Your plan can, too.
Your financial plan should feel private.
Account budgets are tied to your sign-in. You enter the numbers and stay in control of your plan. Fluxa does not currently connect to your bank.
YOUR NEXT PAYCHECK. A CLEARER PLAN.
Control your cashflow.
Build your next paycheck plan and see where your money needs to go.